How Medicaid Changes the Timing of Care Decisions
When families plan for in-home care, the first question is usually about cost. The second question, often later, is about how long that cost can be sustained. Eventually, a different…
Cost & Insurance
Why Medicare Does Not Solve In-Home Care Costs
Many families assume that Medicare will help pay for in-home care. After all, Medicare is the primary health insurance for older adults, and care at home sounds like a medical…
When In-Home Care Is No Longer Sustainable
In-home care often begins as a practical solution. It allows an older adult to stay in a familiar environment while receiving help with daily activities. At first, this approach can…
When Assisted Living Becomes Cheaper Than In-Home Care
Many families assume that staying at home is always the less expensive option. In the early stages of care, that is often true. A few hours of help per week…
How Long Do Retirement Savings Last With In-Home Care?
Retirement savings rarely disappear all at once. They shrink month by month as care hours increase. For many families, the question is not whether they can afford in-home care today,…
Can Family Caregiving Really Replace Paid In-Home Care? What Families Learn Over Time
When care needs increase, many families reach a familiar crossroads. Paid in-home care is becoming expensive. Schedules are harder to manage. And someone eventually asks the question that feels both…
What Happens When In-Home Care Becomes Too Expensive?
For many families, in-home care starts as a practical solution. It allows an older adult to stay in familiar surroundings while getting the help they need. But over time, a…